Markets are dynamic not static

The Adventurer If you want to be a really good golfer, all you need is practice. Frequent playing lets you increase your mastery over a golf course as you learn the moves and the consequences of each one. Over time, you find out that if you hit the ball to spot "A", it will roll towards the hole, whereas if you hit to spot "B", it will roll towards the water. If you practice enough, you will eventually become s...

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Emotional investing takes its toll

The average investor is earning only a fraction of what the markets have to offer, and emotions are to blame, according to the latest study on investor behaviour by research firm Dalbar Inc. The well-known annual study measures the gap between what investors actually earned over a 20-year period, moving in and out of the markets as they typically do, and what they could have earned by staying i...

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CPP changes in the works for boomers

Proposed changes to the Canada Pension Plan will increase flexibility for boomers, making it easier for workers to phase into retirement. To begin, the new rules will let you start collecting CPP before age 65 even if you're still working. Currently, you must stop working or significantly cut back your income for two months to qualify for CPP between 60 and 64. And, if you're receiving CPP and ...

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